OTTO - Usaha Atur Keuangan

OTTO is a digital financial management application designed for users to handle their finances efficiently. The app offers various features that cater to diverse financial needs, making it a valuable tool for those looking to streamline their financial activities. Available for the Android platform, users can easily download OTTO to start managing their finances with ease.

One of the primary components of OTTO is OTTOCash, which is an electronic money feature licensed by Bank Indonesia. This allows users to conduct payment transactions seamlessly within the OTTO application. Users can utilize OTTOCash for shopping at various merchants, including popular chains such as Indomaret and Alfamart, as well as any establishment that displays the QRIS logo across Indonesia. This feature simplifies the process of making payments and enhances the convenience of managing daily expenses.

In addition to OTTOCash, the app includes a rewards system known as OttoPoint. Users can accumulate points through their transactions and redeem them for various rewards, offering an incentive for regular usage of the app. The ability to make split payments using both OTTOCash and OttoPoint balances provides flexibility in managing finances and rewards effectively.

OTTO also serves as a platform for investment opportunities. Users interested in saving gold can utilize the SiManis feature, which allows them to invest in gold starting from as little as 0.01 grams. This feature provides a straightforward way for users to begin their journey into gold investment, catering to both experienced investors and those new to the concept.

Insurance options are another integral aspect of OTTO. The app facilitates the purchase of insurance through partnered service providers, presenting economical premiums alongside optimal protection. Users can explore various insurance products, including Asuransi Receh and MyGadget, ensuring that they have access to essential coverage tailored to their needs.

For individuals seeking financial assistance, OTTO offers a lending service called Tunaiku. This feature allows users to apply for loans ranging from IDR 2 million to IDR 20 million with terms that span from 6 to 20 months. The application process is designed to be safe, fast, and straightforward. Users can expect a maximum annual interest rate (APR) between 36% and 48%, depending on their loan agreement.

The simulation tool within the Tunaiku feature provides users with a clear understanding of potential loan repayments. For instance, if a user takes out a loan credit of IDR 10,000,000 for a tenure of 12 months with a monthly interest rate of 3%, the monthly installment would amount to IDR 1,167,957. This includes a maintenance fee and service fee, allowing users to plan their finances effectively with transparent calculations.

OTTO also emphasizes user experience by offering a simple interface that facilitates easy navigation through its various features. This design focus ensures that users, regardless of their financial literacy, can utilize the app to manage their finances without feeling overwhelmed. The operational structure of the app supports clients with inquiries through dedicated customer service, providing assistance during business hours.

The head office of PT IndoArtha Perkasa Sukses, the company behind OTTO, is located in South Jakarta, Indonesia. This central location signifies the company’s commitment to providing reliable financial solutions to its users. By registering with Otoritas Jasa Keuangan (OJK) as a Market Aggregator, OTTO has established a foundation of trust and security in the financial technology space.

In exploring the various functionalities offered by OTTO, users gain access to a comprehensive suite of financial services that can cater to their daily needs. From managing payments through OTTOCash to exploring investment opportunities in gold with SiManis, or securing insurance for personal assets, the app provides a holistic approach to financial management.

The combination of rewards through OttoPoint, easy loan applications via Tunaiku, and the ability to purchase insurance products ensures that users can address multiple aspects of their financial lives within a single platform. With its user-friendly design and a range of features tailored to meet diverse financial needs, OTTO stands out as a practical solution for those aiming to manage their finances wisely.

For any inquiries or further assistance, users can reach out to OTTO's customer service or visit their head office in Jakarta. This commitment to customer support further enhances the overall user experience, ensuring that individuals can navigate their financial journeys with confidence.

For any inquiries, please contact:

Email: halo@OTTO.id

Customer Service: (021) 5060 9500

Operational hours: Mon – Fri: 08 AM - 08 PM, Sat: 08 AM – 06 PM

Head Office: PT IndoArtha Perkasa Sukses, Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870.